Systematic Withdrawal Plan (SWP) is a one-of-a-kind facility. Through this, investors get back a fixed amount from Mutual Fund Schemes. Investors themselves choose the option of how much money to withdraw in how much time. They can do this on a monthly or quarterly basis. By the way, the Monthly Option (Regular Monthly Income) is more popular. If the investor wants to withdraw only a certain amount or if he wants, he can withdraw the Capital Gains on the investment.