LIC Jeevan Umang Policy: Under the Jeevan Umang policy of Life Insurance Corporation of India (LIC), you will continue to get a fixed amount for 100 years. Along with this, the policyholder also gets income tax exemption.
Life Insurance Corporation of India (LIC), the country’s largest insurance company, runs a variety of policies for its customers. Secure your future by investing in LIC’s policy. Jeevan Umang Policy Isan Endowment Plan.
Jeevan Umang Policy can be taken by people between the age of 90 days to 55 years. Life insurance cover up to 100 years is available under this policy.
After the maturity of this policy, a fixed amount keeps coming to your account every year. If the policy holder dies, his nominee gets a lump sum amount.
45 rupees will have to be given every day
Even if you take this insurance policy at the age of 26 and pay the premium for 30 years for an insurance cover of Rs 4.5 lakh, you will have to pay Rs 1350 per month. This is an amount of about 45 rupees per day. In this way your premium for a year will be Rs 15882 and in 30 years your premium payment will be Rs 476460.
Will get a return of Rs 36 lakh
In this way, LIC will start depositing 36 thousand rupees every year as return from 31st year on your investment. In this way, if you keep taking a return of Rs 36 thousand every year from the 31st year of investment till the age of 100 years, then you will get an amount of about Rs 36 lakh.
Get tax exemption
You can invest in this policy for 15, 20, 25 or 30 years. After the maturity of your policy, a fixed amount will be deposited in your account. If the policyholder dies due to an accident or becomes disabled, then under the Umang policy, he also gets the benefit of term rider. Tax exemption is also available for taking this policy under section 80C of Income Tax. If you want to take Jeevan Umang policy, then you have to take an insurance of at least two lakh rupees.
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