Atal Pension Yojana (APY) is a pension scheme for the citizens of India focused on workers in the unorganized sector. Under APY, a guaranteed minimum pension of Rs. 1,000/- or 2,000/- or 3000/- or 4000 or 5000/- per month at the age of 60 years will be guaranteed depending on the contribution by the subscribers. Any citizen of India can join the APY scheme. It has the following eligibility criteria: